Business Financing Specialist

A1 Business Loans

Fast Business Loans For
Business Owners

Equipment Financing
“Our Specialty”

Business men’s suit store indoor.
Fleet Financing
Child Care Center Furnishings
Inventory Financing
Inventory Financing
Business Furnishings
Restaurant Equipment Financing
Dog Grooming Office
Gym Equipment Financing
Vehicle fleet with construction machinery of building or mining company
Speciality Restaurant
sport, fitness and health care concept – treadmills in gym

Most equipment and businesses are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you. Don’t give us your business, let us earn your business!

Credit Lines
“Business Credit”

A Business credit line can provide you with flexible access to capital, when you need it. It’s A resource!
You pay only for the funds you use.
A revolving business line of credit operates like a credit card, usually offering a higher credit limits. You only pay when you use it.

Business Financing
“Get Your Business Financing”

We have financing options for Business Startups, Acquisitions and Expansions. Can be used to purchase or construct commercial real estate, or to consolidate debt or merchant cash advances.
Consider the possibilities of growing your business today!

BUSINESS LOAN PROGRAMS

FAST CAPITAL

We offer multiple financing options for businesses including Term Loans, SBA Loans, Advances, Credit Lines, and more! We can even consider borrowers turned down by other lenders due to low credit or other financing barriers.

Funds can be used for most business purposes such as to buy equipment or inventory, for working capital, or to consolidate debt or merchant cash advances.

CREDIT LINE

Are you seeking flexible access to capital, where you pay only for the funds you need? A revolving business line of credit operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.

You can pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses—all through a convenient online portal.

B U S I N E S S

Business owners can access flexible Conventional Loans or preferred SBA Financing for a variety of business purposes.
to purchase or construct commercial real estate, to buy or start a business
for large amounts of working capital, to open a new location, or to consolidate debt or merchant cash advances.

We can even consider borrowers turned down by other lenders due to credit issues, limited collateral, or other financing barriers.
Cannabis financing also available!

Business men’s suit store indoor. AI technology generated image

E Q U I P M E N T

We are partners with one of the nation’s top equipment lenders and our customized term and payment options match your business’s cash-flow cycle.

Our innovative loan portal and live personal support enable us to issue financing approvals in hours, and fund in less than a day.
Most equipment and businesses are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you.

C R E D I T
B U I L D E R

Even if you have no or low credit, you may still be eligible to prequalify for financing without impacting your credit through our flexible programs. If financing eligibility remains a challenge, our advisors can assist you in selecting from various Credit Builder products, such as the Credit Builder Loan, Credit Builder Card, Bill and Rent Reporting, and Credit Repair.

With ongoing credit score monitoring, you’ll receive notifications about score improvements and when you’ve re-qualified for better financing terms.

FREQUENTLY ASKED QUESTIONS

Listed here are the most commonly asked questions about who we are and how we operate. If you have a question that
is not found here, please do not hesitate to contact us and we will be happy to address it.

We are authorized agents and partners with a $3.1 billion national financial institution. As such, or partner is an approved direct commercial real estate lender, investment residential lender, business lender, SBA lender, USDA lender, and equipment financing lender.
Additionally, our partner also administers a cutting-edge, technology-based intermediary loan marketplace that facilitates the placement of loans it cannot fund in-house, through a strategic network of lending partners. Our Partner lends in all 50 States plus Washington, DC.

The documents will vary depending on the financing type.

Equipment Financing less than $150K (and up to $350K in some cases) requires only:

▶ A completed verbal or 1-page application for approval, and a few basic items to fund (this is why we can fund in as little as 82 minutes!)
SBA, Business, and Real Estate Financing may require additional documentation such as a personal financial statement, bank statements, financials and/or tax returns.

Documentation requirements for the participating lenders in our marketplace will vary by lender and transaction type. We only partner with the most technology-efficient lenders that have a track-record of performance. Many marketplace loans can fund with basic documentation in as fast as a few hours.

Our Partner charges standard origination and closing fees. Because they are are a division of a bank, our fees tend to be lower than our competitors. We are happy to provide a fee estimate upon request so there are no surprises.

Closing time depends on the financing type, but we prioritize speed throughout the loan process.

Equipment and marketplace business financing can be approved and funded in less than 1 day.

Real estate, SBA, and USDA loan approval can occur in a matter of days (after receipt of a completed loan application), with the entire funding process taking approximately 45 to 90 days.

Only commercial real estate, 1 to 4 unit non-owner occupied residential properties held (or to be acquired) for investment purposes, businesses and hard business assets (i.e., equipment, machinery, etc.) are eligible for financing under our programs.

We can also provide business financing without any collateral in a number of cases.
We do not offer financing on owner-occupied residential properties, securities or any other types of collateral.

We charges standard origination and closing fees. Because we are a division of a bank, our fees tend to be lower than our competitors.
We are happy to provide a fee estimate upon request so there are no surprises.

We offer loan programs in all 50 states plus Washington, DC. We do not offer any loan programs in any other countries.

If you are a borrower looking for financing in this market, you know the process can be difficult and confusing. Our partner is an an experienced lender, founded in 2009, with a focus on customer service, transparency and ethical practices. We have always concentrated on providing non-conforming borrowers the most competitive and affordable loan options, and we have built a reputation as a market leader doing just that (Google us!).

If you are a broker or lender, then you know loan fallout is a costly issue that can be resolved and monetized by the right strategic partner. The loan programs we offers are genuine, and they perform.

We utilize the latest technology to offer our partners the opportunity to convert their leads and fallout into significant revenue. We operate as your back-office so that you can focus your effort on what’s most important to you. We offer competitive referral fees, volume incentives, and additional benefits such as co-branded loan referral links and referral tracking. Once approved you’ll receive access to our innovative partner portal where you can view the status of your referral pipeline 24/7 and manage your account.

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