Business Financing Specialist

A1 Business Loans

Fast Business Loans For
Small Business Owners

Equipment Financing
“Our Specialty”

  • Business men’s suit store indoor.
  • Fleet Financing
  • Child Care Center Furnishings
  • Inventory Financing
  • Inventory Financing
  • Business Furnishings
  • Restaurant Equipment Financing
  • Dog Grooming Office
  • Gym Equipment Financing
  • Vehicle fleet with construction machinery of building or mining company
  • Speciality Restaurant
  • sport, fitness and health care concept – treadmills in gym

    • Most equipment and businesses are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you. Don’t give us your business, let us earn your business!

    Credit Lines
    “Business Credit”

    • A Business credit line can provide you with flexible access to capital, when you need it. It’s A resource!
    You pay only for the funds you use.
    A revolving business line of credit operates like a credit card, usually offering a higher credit limits. You only pay when you use it.

    Business Financing
    “Get Your Business Financing”

    • We have financing options for Business Startups, Acquisitions and Expansions. Can be used to purchase or construct commercial real estate, or to consolidate debt or merchant cash advances.
    Consider the possibilities of growing your business today!

    BUSINESS LOAN PROGRAMS

    FAST CAPITAL

    Access expedited and automated small business financing with dedicated live support. One streamlined application enables eligible borrowers to compare multiple financing options—and funds can be used for most business purposes such as to buy equipment or inventory, for unrestricted working capital, or to consolidate debt.

    We can even consider borrowers turned down by other lenders due to low credit or other financing barriers!

    TERM LOAN

    If you’re interested in an affordable business loan that is NOT an MCA or SBA financing, is fixed-rate, long-term, low documentation, and closes quickly, then you’ve come to the right place.

    Loans are fixed for 10 years and can be used for working capital, to consolidate debt or merchant cash advances (MCAs), buy equipment or inventory, or for expansion and other business needs.

    SBA|BANK|

    Business owners can access bank loans and preferred SBA financing for a variety of specialized needs such as to purchase or start a business, construct commercial real estate, for leasehold improvements, working capital, and more.

    Our experience with complex financing structures allows us to deliver creative and flexible solutions when other lenders can’t.

    CREDIT LINE

    Are you seeking flexible access to capital? A revolving business credit line operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.

    Pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses

    Equipment

    We are partners with one of the nation’s top equipment lenders and tech-powered loan marketplaces. Equipment financing is available for most industries and credit profiles, and we’re able to issue approvals in hours, and fund same-day.

    Most equipment types are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you.

    REAL ESTATE

    Business owners and property investors can access small balance real estate mortgages to purchase, refinance, or pull unrestricted cash out of most commercial property types including raw land and investor residential.

    Plus, our story-based, application-only, and stated-income underwriting options enable us to consider borrowers turned down by other lenders.

    FREQUENTLY ASKED QUESTIONS

    Listed here are the most commonly asked questions about who we are and how we operate. If you have a question that is not found here, please do not hesitate to contact us and we will be happy to address it.

    We are authorized agents and partners with a $3.1 billion national financial institution. As such, or partner is an approved direct commercial real estate lender, investment residential lender, business lender, SBA lender, USDA lender, and equipment financing lender.
    Additionally, our partner also administers a cutting-edge, technology-based intermediary loan marketplace that facilitates the placement of loans it cannot fund in-house, through a strategic network of lending partners. Our Partner lends in all 50 States plus Washington, DC.

    The documents will vary depending on the financing type.
    Equipment Financing less than $150K (and up to $350K in some cases) requires only:

    ▶ A completed verbal or 1-page application for approval, and a few basic items to fund (this is why we can fund in as little as 82 minutes!)
    SBA, Business, and Real Estate Financing may require additional documentation such as a personal financial statement, bank statements, financials and/or tax returns.

    Documentation requirements for the participating lenders in our marketplace will vary by lender and transaction type. We only partner with the most technology-efficient lenders that have a track-record of performance. Many marketplace loans can fund with basic documentation in as fast as a few hours.

    Our Partner charges standard origination and closing fees. Because they are are a division of a bank, our fees tend to be lower than our competitors. We are happy to provide a fee estimate upon request so there are no surprises.

    Closing time depends on the financing type, but we prioritize speed throughout the loan process.
    Equipment and marketplace business financing can be approved and funded in less than 1 day.
    Real estate, SBA, and USDA loan approval can occur in a matter of days (after receipt of a completed loan application), with the entire funding process taking approximately 45 to 90 days.

    Only commercial real estate, 1 to 4 unit non-owner occupied residential properties held (or to be acquired) for investment purposes, businesses and hard business assets (i.e., equipment, machinery, etc.) are eligible for financing under our programs.

    We can also provide business financing without any collateral in a number of cases.
    We do not offer financing on owner-occupied residential properties, securities or any other types of collateral.

    We charges standard origination and closing fees. Because we are a division of a bank, our fees tend to be lower than our competitors.
    We are happy to provide a fee estimate upon request so there are no surprises.

    We offer loan programs in all 50 states plus Washington, DC. We do not offer any loan programs in any other countries.

    If you are a borrower looking for financing in this market, you know the process can be difficult and confusing. Our partner is an an experienced lender, founded in 2009, with a focus on customer service, transparency and ethical practices. We have always concentrated on providing non-conforming borrowers the most competitive and affordable loan options, and we have built a reputation as a market leader doing just that (Google us!).

    If you are a broker or lender, then you know loan fallout is a costly issue that can be resolved and monetized by the right strategic partner. The loan programs we offers are genuine, and they perform.

    We utilize the latest technology to offer our partners the opportunity to convert their leads and fallout into significant revenue. We operate as your back-office so that you can focus your effort on what’s most important to you. We offer competitive referral fees, volume incentives, and additional benefits such as co-branded loan referral links and referral tracking. Once approved you’ll receive access to our innovative partner portal where you can view the status of your referral pipeline 24/7 and manage your account.

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